Swift Credit - Online Banking & Money Transfer

Frequently Questions

image
Frequently Ask Questions

Let’s Answer Some Of Your Questions Or Frequently Asked Questions

In those unexpected situations when you are short on funds, Courtesy Pay may save you from merchant NSF (non-sufficient funds) fees, interruption of services, and the embarrassment and inconvenience associated with returned or declined items. You can choose one type of account coverage, or all three (Courtesy Pay, Savings Transfer, and Personal Line of Credit). Whatever works for you, works for us.

ATM fee rebates are only allowed for eligible Colossal Checking accounts. To qualify, the accounts must have a valid email address, complete 18 debit card purchases, have at least one direct deposit or external ACH auto debit set up, and receive eStatements. For accounts that qualify, ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction.

* No minimum account opening deposit if opened in person. If opened online, $25.

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. *To earn the higher rate, you must: Enroll in eStatements Make a monthly direct deposit of over $200 Complete 15 debit card transactions Provide and maintain a valid email address Limit one account per member For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open. Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 06/01/2022 or the first day of the month – the last dividend declaration date. Dividends on Primary Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. The par value of a share in this account is $5.00. The amount necessary to open the account is also the amount necessary to earn the stated APY. Fees could reduce earnings on the account.

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. Dividends for the Money Market Account are calculated using the daily balance method which applies a daily periodic rate to the balance in the account each day. You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. The minimum balance required to open this account is $2,500. New rates are set on the first of each month; rate may change after the account is opened. Fees could reduce earnings on the account.

Connect Us

Sending International Business Payments or Sending Money To Family Overseas? Swift Credit Is Your Fast And Simple Solution.

image
image